Products We Offer

From the ground-up or back on track, we have a funding solution to help your business rise and thrive.

Business cash advance

Business Cash Advance

When plans suddenly shift, we’re here to help you stay on course with a business cash advance that adapts to your priorities.

working capital

Cash Flow and Working Capital

When things get tight, we’re here to help you find breathing space with solutions that keep your business moving forward.

Bridging Loan

Commercial Mortgages

When you want a place to call your own, we’re here with the right support to help you buy quickly and with confidence.

Credit Line

Credit Line

When cashflow needs a cushion, our revolving credit line keeps you covered – giving you the freedom to move on your terms.

Debt Consolidation

Debt Consolidation

When juggling multiple loans, we’ll help you regain control with a single, streamlined solution so you can focus on running your business.

Development loan

Development Finance

When you’ve got the vision, we’ve got the backing to help you build it – even if you’re a first- time developer.

Hire purchase

Hire Purchase

When buying outright isn’t an option, we can help bring things within budget – one payment at a time.

Invoice finance

Invoice Finance

When you’re waiting to get paid, we can keep things moving by helping you access what you’ve already earned.

How does Phoenix Commercial Finance work?

1. Tell us what your business needs

Tell us how much you’re looking to borrow and what you need it for – we’ll ask a few quick questions to get started.

2. Get your business matched with lenders

We’ll use our expertise and strong lender relationships to match you with the most suitable options for your business.

3. Secure your business funding

Your dedicated account manager will guide you through the process from start to finish, making it simple and stress-free.

Get a quote

Why Choose Us

Tailored Support

Tailored Support

No two businesses are the same so that’s why our team offers hands-on, flexible funding tailored to the needs of your business.

Customer Love

Customers Love Us

We’re trusted by hundreds of UK SMEs. We believe in building long-term relationships – our clients stay with us, and they refer us.

Minimal Hassle

Minimal Hassle

No piles of paperwork. We keep the process clear and simple, so you can focus on running your business.

Fast Approval

Fast Approvals

Decisions in days, not weeks. We like to move fast – because your business can’t afford to wait.

SME Loans Customer Reviews

★★★★★

I wasn’t aware of SME Loans but am so glad I found them, applying for a business loan really does take just 5 minutes! ,
The lender was easy to work with and I got a great deal.

Michael RRestaurant Owner, London

Small business loans, approved in as
little as three hours