Finance that delivers

Explore versatile business financing solutions tailored to boost your business’s success. Choose from funding options ranging from £5K to £50M.

Finance that delivers

Explore versatile business financing solutions tailored to boost your business’s success. Choose from funding options ranging from £5K to £50M.

Why Phoenix?

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Responsible Funding

Phoenix assumes responsibility to always act in our customers’ best interests.

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Tailored Solutions

Phoenix considers every business to be a unique entity with its own USPs and drivers

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Customer Experience

Ensuring that our customers have a positive experience is as important to Phoenix as delivering funding solutions.

Helping UK business realise their potential since 2015

+£35M

funded to UK businesses

+1,000

businesses helped

+50

of trusted UK lenders

Client Reviews

A transparent service that leaves you in control

A funding platform that gives you even more control that ever before, displaying business loan matches and a level of detail that puts you in the driving seat.

Cash flow and Working capital

Cash Flow & Working Capital

We specialize in providing solutions for cash flow and working capital needs.

Development loan

Development Loan

We specialize in offering development loans designed to fuel the progress of your projects and ventures, empowering your aspirations to thrive.

Business cash advance

Business Cash Advance

We offer tailored business cash advance solutions to support your company’s growth and stability.

Credit line

Credit Line

We provide flexible credit line solutions to empower businesses with easy access to capital for their ongoing financial needs.

Bridging finance

Bridging Finance

We provide efficient bridging finance solutions to bridge the gap and meet your short-term funding needs with ease.

Invoice Finance

Invoice Finance

We excel in providing efficient invoice finance solutions to help businesses unlock the value of their outstanding invoices, ensuring steady cash flow and growth.

We've supported businesses from all sectors

Restaurants

Retail

Manufacturing

Construction

Wholesalers

Beauty

Helpful Guides and News

Case Studies

Latest Blog

MORE ABOUT FUNDING

QUESTIONS AND ANSWERS

Phoenix commercial finance was established in 2022 because we established that there was a gap in the market, we realised that most of the lender or the brokers does not care about the client once the funds are transferred. But we at Phoenix believe that the job is not just done there its just started as we take pride in delivering the best customer experience and we always go the extra mile to make sure that the client is happy and resolve al there issues even after they received the funding they requested.

Most of the lenders we work with are pretty quick and get a decision within 24 to 48 hours, once we submit the complete the proposal. Sometimes they might request for additional information which might extend it for 1 or 2 days more. But we at phoenix believe in a proactive approach rather than reactive and due to our expertise we know what the lender will request so we make sure we get that in advance from our clients. We also have a dedicated account manager who will help you in every step of you journey. Our record is 12 minutes that is from the time we got the initial enquiry till the funds hit the client account.

Of course you can apply with a lender direct if you are aware of their criteria and you are sure you will get approved, Having said that we at Phoenix we believe that every client is different and so are there needs and due to our expertise in the field we match you with a lender that suits your requirement to the best.

Our dedicated Account manager will package the whole deal for you and submit to the lenders as we know exactly what they are looking for and we can speak to them anytime as we share a very good relationship with all our lenders. So we let you concentrate on Growing that Business which you are passionate about, while we do all the work for you.

The Good news is our services are completely free and our reward is the smile which our client gets when they get the desired funding, saying that if your loan is accepted by one of our lenders they pay us a commission based on our standard terms. Usually the cost to our customers are similar to if they would have gone to the lender direct.

For any more information you can always contact us.

Checking your funding options and speaking to our specialists will not affect your credit score, we always asses your requirements and educate you on the process before hand.

Most of the lenders we work with require to do a credit check on your business and you to come to a conclusion and offer you a loan based on the strength of your business. Before we pass your details we take permission from our clients for the credit check.

Unlike other brokers we do not pass your details to each and every lender but we understand your needs and thank we link you up with specific lenders which fits your needs.

Personal Guarantee is an agreement between you and the lender which specifies that you are personally liable to pay any debt in case your business defaults. It is quite a norm to take a personal Gurantee if you are going for an Unsecured finance. We at Phoenix completely understands that sometimes client is not comfortable giving the PG and that is why we have some lenders on our panel who can work without PG. We have also partnered with firms who can provide a Personal Gurantee insurance.

For more information please feel to contact us

Mangament accounts is a financial statement consisting of Profit and loss and balance sheet. It shows the most recent strength of the business and prepared by the owners or the bookkeeper to keep a track of the Business growth. It also helps to control the cash flow and future spending in the business.

If you need help with management accounts please call us

We work with wide range of lenders in the UK and every lender is different when it comes to interest rates it also depends on the strength of your Business and your credit scores.

We at phoenix believe in responsible funding and we will not offer you anything which you cannot afford having said that most of the specific products like commercial mortgages, Secured loan or invoice finance are offered by the Hi- street banks and we cannot beat their rates. But only reason they are less expensive is because of their risk appetite and also they will ask for plenty of documents and the processing time is in months as well.

The lenders we work with are swift and get decisions in quick time and we work a as your relationship manager so you always have that personal touch.

Many of our lenders can also support High risk businesses and help them to grow their business.

Open Banking is a way to share your financial data to the lenders wherein you are in control to switch it on and off, It also helps the lenders to make a decision on the funding application very swiftly and saves time for you to download the statements and send it across.

Open banking is considered to be very safe as it is fully regulated by Finacial conduct authority (FCA). Also you just give View only access to the lenders plus the lenders can only be able to access the data needed for the service you will be using.