Finance that Delivers

Why Phoenix?

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Responsible Funding

Phoenix assumes responsibility to always act in our customers’ best interests.

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Tailored Solutions

Phoenix considers every business to be a unique entity with its own USPs and drivers

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Customer Experience

Ensuring that our customers have a positive experience is as important to Phoenix as delivering funding solutions.

Featured Products

Cash flow and Working capital

Cash Flow & Working Capital

We specialize in providing solutions for cash flow and working capital needs.

Development loan

Development Loan

We specialize in offering development loans designed to fuel the progress of your projects and ventures, empowering your aspirations to thrive.

Business cash advance

Business Cash Advance

We offer tailored business cash advance solutions to support your company’s growth and stability.

Credit line

Credit Line

We provide flexible credit line solutions to empower businesses with easy access to capital for their ongoing financial needs.

Recovery Loan Scheme

Recovery Loan Scheme

We offer comprehensive support through the Recovery Loan Scheme, providing businesses with the vital financial assistance needed to bounce back and thrive in challenging times.

Bridging finance

Bridging Finance

We provide efficient bridging finance solutions to bridge the gap and meet your short-term funding needs with ease.

Invoice Finance

Invoice Finance

We excel in providing efficient invoice finance solutions to help businesses unlock the value of their outstanding invoices, ensuring steady cash flow and growth.

We've funded businesses from all sectors

Restaurants

Retail

Manufacturing

Construction

Wholesalers

Beauty

FAQ's (Frequently Asked Questions)

For different types of funding, you will need slightly different documents, but for the vast majority you will require:

  1. Your last fully filed accounts.
  2. Last 12 months bank statements.
  3. Most up-to-date management accounts including balance sheet and profit and loss plus your latest aged receivables and aged debtors.

  4. A schedule of all the current debt in the business.

We have a vast network of over 200+ lenders within the traditional and alternative finance market. Our job is to use our expertise and technology to match your funding needs with the most suitable lender on our roster.

There are specialist lenders for each product, and these include high street banks such as Lloyds and Barclays who will have every type of lending available, to alternatives such as unsecured lenders like Funding Circle or invoice and trade financiers such as Bibby.

No. Your credit score will not be affected by your engagement with Funding Bay. Certain lenders we pass your information to will perform checks in order to carry out their due diligence. This will never occur unless you have provided your explicit consent.

If you are in a position where you know exactly what facility you are after and which lender works for your business, it might make sense to go direct. However, in the vast majority of cases, using a broker like Funding Bay will give you the following benefits:

  1. We sort the wood from the trees – with hundreds of lenders out there, it is not easy to know where to look.
  2. As a volume introducer, we can source the best rates available.
  3. The application processes are nuanced, and we are experts in making a business’ numbers, narrative, and requirements fit into lender deal boxes.

Helping UK business realise their potential since 2015

+£450 millions

funded to UK businesses

+5,000

businesses helped

100’s

of trusted UK lenders